Insurance Coverage Overview
Trip Cancellation 100% of Trip Cost
Provides reimbursement for unused, non-refundable, pre-paid trip costs if you are prevented from taking your trip due to a covered reason, including: mandatory hurricane evacuations; sickness, injury or death of you, your traveling companion or family member; extension of school year; armed service leave revocation; involuntary termination of employment or other specific reasons listed in the Policy/Description of Coverage. Certain restrictions apply.
Trip Interruption 150% of Trip Cost
Provides reimbursement for unused, non-refundable, pre-paid trip costs if your trip is interrupted due to a covered event. Also provides reimbursement for the additional transportation cost to return home or rejoin your group. Covered reasons include: mandatory hurricane evacuations; sickness, injury or death of you, your traveling companion or family member; or other specific reasons listed in the Policy/ Description of Coverage. Certain restrictions apply.
Travel Delay $200 daily limit applies $600
Provides reimbursement for reasonable expenses incurred such as accommodations, meals and local transportation, even additional kenneling fees if you are delayed 12 hours or more during your trip due to a covered reason.
Baggage Coverage $1,000
Provides coverage for loss, theft or damage to your baggage and covered personal effects, including sports equipment, during your covered trip.
Baggage Delay $1,000
Provides reimbursement for the purchase of necessary items, including sports equipment, if baggage is delayed for more than 24 hours during your covered trip.
Medical and Dental $25,000
Provides coverage for the necessary medical, surgical and emergency dental care costs if you become sick or accidentally injured while on your covered trip. Coverage is in excess of your standard coverage, except where prohibited.
Emergency Assistance and Transportation $1,000,000 Per Plan
Benefits include transportation to the nearest suitable medical facility, help to return home if medically necessary, and expenses for a companion to visit you if you are traveling alone and are hospitalized for more than 7 days.
Accidental Death & Dismemberment - Travel Accident $100,000 Per Plan
Provides coverage if you are injured by an accident, which occurs while you are on a trip, and you suffer the loss of life or limb within 365 days of the accident.
Rental Car Damage Not available to residents of TX $25,000 Per Plan
Provides primary coverage if your rental car is damaged due to collision, fire, flood, theft, vandalism, wind storm or hail.